Financing Information

Financing Information

At this practice, we believe our patients should have affordable access to health care services. Everyone deserves to feel great and confident about themselves. We offer financing options so that you can afford the best possible care and services.

Sure Smile Dental Plan* is a Dental Savings Plan that provides exclusive, member-only dental discounts to patients without dental insurance, making dental care more affordable. Sure Smile Dental Plan can help you and your family save on various dental costs

LendingClub Patient Solutions provides quality, responsible options for people looking to finance elective dental and medical procedures through thousands of U.S. healthcare providers. Patients and doctors rely on LendingClub Patient Solutions for affordable payment options, high approvals, competitive rates and exceptional customer service.

No dental insurance, no problem! We also accept cash, checks, debit and most major credit cards (Visa, MasterCard, Discover, and American Express).

CareCredit


At Concerned Dental Care we believe in making dental care as accessible as possible to our patients. That is why we gladly accept CareCredit. They offer credit designated for health, dental and wellness expenses. Patients are able to charge expenses as soon as they receive approval for a either compnay, and depending on the financing option selected, patients can make low monthly payments. We are happy to help answer your questions about CareCredit. Choose your office below to apply:


Simple monthly payments on your credit card

Choose from 3, 6 or 9 payments

We have partnered with Splitit to offer you a simple way to split the cost without the need to take out a new loan. Just use your existing credit card and you can choose to pay in 3, 6 or 9 installments, helping you manage your cash flow. There’s no additional interest, fees, applications or credit checks*.

How it works

Paying with Splitit is easy, secure, and convenient because it makes use of the credit you already have.

Step 1: Please ask for a Splitit link or QR code. You can receive the link via an email or SMS.

Step 2: Open the payment link on your browser or smartphone, complete your credit card details. You must have the full purchase amount available on your card.

Step 3: Choose your preferred plan from 3, 6 or 9 monthly payments and complete the transaction. A temporary authorization will be placed on your card for the full purchase amount.

Step 4: The first payment will be taken now. Each subsequent payment will be taken on the same day each month. No additional steps are required.

Frequently Asked Questions:
1) Is this a loan? No, this is not a financing or lending product. We use the available credit on your existing credit card, that’s why there are no new applications or credit checks.

2) What cards can I use? We accept VISA, Mastercard, and American Express. (Debit cards are not accepted).

3) Can I pay off my plan early? Yes. This option is always available on the Splitit portal, or you can contact customer care for assistance.

4) Do I have to pay interest charges on my purchase? When you make a purchase with Splitit, you will only be charged for one installment each month. The balance is reserved on your credit limit. Splitit will not charge interest or fees but your regular credit card terms will apply.

5) Will this affect my credit score? There is no impact on your credit score. Each installment will show up as a normal charge in your account, with the rest of the total marked as “pending.” Even if a payment is declined, there’s no impact on your credit rating.

6) What is the difference between a payment and an authorization? When you use Splitit for a purchase, there are two main things happening:

1. Payments: Regular installments that are charged to your card each month to cover the cost of your purchase. The first payment is taken right away, and the remaining payments are automatically deducted each month.

2. Authorizations: The full remaining balance of your purchase is temporarily set aside or “held” on your credit card. Since your installment plan is not facilitated by a loan, the hold is required to be able to guarantee your purchase. While this temporarily reduces your available credit, it is not a charge, and it will drop off after a short period of time.

*Splitit does not charge interest or fees. Your standard credit card T&Cs still apply.

Insurance

No dental insurance, no problem! We also accept cash, checks, debit and most major credit cards (Visa, MasterCard, Discover, and American Express).

  • AARP Delta Dental
  • Atena PPO
  • AFLAC New York
  • AIG
  • Ameritas Group PPO
  • Anthem Health
  • APWU
  • AT&T
  • BlueCross BlueShield Federal Plan
  • Blue Cross BlueShield PPO
  • Cigna PPO
  • Core Source
  • CPS Dental
  • Crossroads
  • CSEA
  • Daniel H. Cook and Associates
  • DC 37
  • DDS (Local 210 Teamster, Local 112A, PIB, Local 3, Local 338)
  • DDS Inc. All Plans
  • Delta Dental PPO
  • Dentcare
  • Dentemax PPO
  • Easter Dental Plan
  • Emblem Health
  • First Fortis PPO
  • Fitzharris
  • G.E.H.A
  • GHI
  • Guardian PPO
  • Healthplex
  • Horizon BlueCross BlueShield Of New Jersey
  • JJ Stanis
  • Liberty Dental Senior Discount Plan
  • Liberty Dental Plan
  • Lincoln Financial Group PPO
  • Local 3
  • Local 15
  • Local 32BJ
  • Local 74 CPS Dental
  • Local 804 Trust Fund (Magnacare)
  • Local 1199
  • Local 1500
  • Mason Tenders
  • Metlife PPO
  • MTA / LIRR
  • Mutual Of Omaha PPO
  • New York City PBA
  • North East Dental Plan
  • NYC Carpenters
  • Pavers and Road Builders
  • Port Authority
  • Principal PPO
  • Seledent
  • SIDS (Self Insured Dental Services) ASO
  • Solstice PPO
  • Steamfitters
  • Suffolk County Municipal Employees Benefit Fund
  • Suffolk County PBA
  • Sunlife Financial
  • Sure Smile Dental Plan
  • UMR
  • United Concordia PPO
  • United Federation of Teachers-UFT
  • UnitedHealthcare PPO
  • Verizon
  • Yonkers Federation of Teachers
  • Yonkers PBA

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